Seddiq Law Warns San Antonio Drivers About a Rise in Post-Accident Insurance Mistakes

Haider Ali

December 30, 2025

San Antonio drivers

Some days in San Antonio move fast. People are rushing to work. School traffic. A loud moment on the road can change everything. A crash happens, and even if it looks small, your mind goes blank for a second. You try to think clearly, but fear and confusion take over. That tiny window is exactly where most people slip. Not because they are careless, but because the situation hits harder than expected.

This is something attorneys at Seddiq Law Firm see again and again. The mistakes that follow an accident are often simple. Yet they make the biggest difference in what someone receives from the insurance company. And this year, those mistakes have climbed higher than usual in San Antonio.

The firm says people are not doing anything wrong on purpose. They just don’t know how insurance works behind the scenes. That is why this warning matters.

What’s Behind the Increase in Insurance Mistakes

San Antonio’s roads are getting busier every year. More cars. More distractions. More pressure to move quickly after a crash. That pressure often leads people to act without thinking about the long-term impact.

One reason for the rise in errors is how fast insurance companies reach out. Many drivers say they get a phone call before they even leave the accident scene. In that moment, the driver thinks they have to answer everything right away. But saying the wrong thing, or saying too little, can affect the entire claim.

The attorneys at Seddiq Law Firm explain that many people also struggle with the steps they must follow after a crash in Texas. They forget to take photos. They forget the names of witnesses. Some wait days before seeing a doctor. These simple things may feel small, but they matter more than most people realize.

When stress takes over, judgment slips. And insurers make use of those slips.

The Most Frequent Mistakes San Antonio Drivers Make

San Antonio drivers tend to fall into a few common traps after a collision. These mistakes repeat so often that expert attorneys have started noticing them in most cases that come through the door.

Here are the biggest ones:

  • Giving a recorded statement too early: The driver thinks they must talk, but the adjuster uses the recording to compare words and find gaps. Even tiny gaps.
  • Accepting the first settlement offer: Many people think this is the final offer, but most early offers are lower than what the case is actually worth.
  • Not taking enough photos or videos: Drivers often take one or two pictures, forgetting to capture the road, the surroundings, and all angles of the car.
  • Waiting to visit a doctor: Pain sometimes shows up a day later. But insurers argue that late medical treatment means the injury came from somewhere else.
  • Posting about the crash online: A short social media post can be used against the driver and weaken the claim.
  • Not getting witness information: People leave the scene too fast, and the most helpful witnesses disappear with them.

These mistakes are simple, but they create big problems. And once they happen, it becomes harder to fix the claim.

Why These Mistakes Harm a Claim Under Texas Law

Texas follows a rule called comparative negligence. This means the insurance company looks at every action taken after the crash and tries to place some blame on the driver. Even a small mistake can give the insurer a reason to reduce the payment.

For example, if someone waits three days to see a doctor, an adjuster might say the injury did not come from the accident. Or if a driver gives a recorded statement too fast, the insurer can use those words to argue that the injury is not serious enough.

How Insurance Behaviour Shifted in 2025

Attorneys at Seddiq Law Firm have seen a clear shift this year. Insurance companies have become faster in their responses, but also sharper in their methods. Adjusters call more quickly. They ask more leading questions. They push recorded statements earlier than ever. They also send early settlement offers at a rate that the firm says is higher than in previous years.

The firm notes a rise in disputes over documentation, too. Drivers are being questioned about photos, distances, timestamps, and medical timelines more aggressively. All of this shows that drivers in San Antonio need to be more aware than before.

What Seddiq Law Firm Saw in 2025 Crash Trends

Looking back at 2025, attorneys noticed patterns that repeated across many accident cases. Distracted driving continued to rise. Many collisions happened in high-traffic areas such as the I-10, Loop 410, and parts of Broadway, where traffic never slows down. There was also a noticeable jump in hit-and-run incidents.

Another issue the firm highlighted was the number of drivers who reached out for help too late. Many people waited until after talking to the insurer. Others came in after signing documents they did not fully understand. These delays made the cases more difficult to correct.

The firm says the solution is not fear. It is awareness. Knowing what happened on San Antonio roads this year can help prevent the same mistakes next year.

Steps San Antonio Drivers Should Take After a Crash

Drivers in San Antonio can protect themselves by following simple steps. These steps do not require legal knowledge. They are easy, clear, and helpful.

  • Check for injuries and make sure everyone is safe.
  • Call the police so the event is officially recorded.
  • Take photos from different angles. Include the road, traffic signs, and license plates.
  • Gather witness names and phone numbers.
  • Notify your insurance company, but avoid giving a recorded statement.
  • Keep all medical reports and go for a checkup even if the pain is minor.
  • Store every document related to the crash in one place.

These actions keep the facts clear. They also prevent the insurer from using missing information against the driver.

Why Local Awareness Matters

San Antonio is growing fast, and with more cars on the road, mistakes become more costly. People often trust the system to protect them, but the reality is different. Awareness gives drivers a fair chance. It helps them avoid errors that reduce compensation. And it prepares them for the way insurance companies are working in 2025.

Attorneys say that sharing this information is not about promoting the firm. It is about helping the community understand how to protect their own claims.

Final Thoughts

Post-accident mistakes are easy to make, especially in a moment filled with fear and confusion. But they can be avoided. And when drivers understand how insurance works, they make better choices that protect their rights. Seddiq Law continues to share these insights so San Antonio drivers stay informed, prepared, and aware of the steps that matter most after a crash.